Your wallet and your life, bursting at the seams.
Tools and articles to help you balance living in the present and saving for the future.
As Featured In
MOST POPULAR TOOLS
FINANCIAL INDEPENDENCE / RETIRE EARLY (FIRE)
Coast FIRE Calculator
How much do you need to save to Coast to FIRE?
Fat FIRE Calculator
Plan your journey to FIRE with a fat nest egg
Coast FIRE Jobs Database
A crowdsourced database of potential Coast FIRE jobs
Windfall Impact on FIRE Timeline Calculator
Calculate how much a windfall impacts your FIRE timeline
FIRE Calculator
Plan your journey to Financial Independence / Retire Early
Barista FIRE Calculator
Unlock financial freedom earlier with side income after quitting your day job
Purchase Impact on FIRE Timeline Calculator
Calculate how much a one-time purchase impacts your FIRE timeline
Take your wealth planning to the next level with my Wealth Planning Toolkit for Google Sheets – just $20.
Plan for recurring monthly income over different time periods as well as windfalls and one-time purchases in the future.
Includes 10 year Net Worth Tracker with Dashboard, Asset Rebalancing Calculator, and advanced FIRE and Coast FIRE Calculators.
INVESTING AND LOANS
House Hacking Calculator
Accelerate your path to financial freedom by being a live-in landlord
Portfolio Rebalancing Calculator
Calculate how to rebalance your current portfolio to achieve your target asset allocations
Loan Payment Calculator
Calculate your loan payments over time and visualize your amortization schedule
Cash-on-Cash Return Calculator
Calculate cash-on-cash return for your next real estate investment
Compound Interest Calculator
Visualize the incredible power of compound growth
15 Year vs 30 Year Morgage Calculator
Compare your monthly payments and total cost between a 15 year and a 30 year mortgage
Rental Property Calculator for Real Estate Investing
Analyze key financial metrics for your next real estate deal
SAVING AND INCOME
Savings Rate Calculator
Calculate your personal Savings Rate (Ratio)
Hybrid vs Gas Savings Calculator
Calculate how to rebalance your current portfolio to achieve your target asset allocations
Gas Mileage Savings Calculator
Compare annual fuel costs between two vehicles and calculate the break-even point
Upwork Fee Calculator and Guide
Calculate your take home earnings as a freelancer on Upwork
Emergency Fund Calculator
How much cash should you have saved up in case of an emergency?
Electric Car Savings Calculator
Discover how much you can save by switching to an electric vehicle
Keeping up with Inflation Calculator
Calculate how much of a salary raise you need to keep up with inflation
CRYPTO
USD Coin (USDC) Interest Calculator
Calculate how much interest you can earn on your USDC deposits
Polkadot (DOT) Staking Calculator
How much can you earn by staking your Polkadot (DOT)?
Algorand (ALGO) Staking Rewards Calculator
How much can you earn by staking your Algorand (ALGO)?
Cosmos (ATOM) Staking Rewards Calculator
How much can you earn by staking your Cosmos (ATOM)?
Tezos (XTZ) Staking Rewards Calculator
How much can you earn by staking your Tezos (XTZ)?
Kusama (KSM) Staking Rewards Calculator
How much can you earn by staking your Kusama (KSM)?
Avalanche (AVAX) Staking Rewards Calculator
How much can you earn by staking your Avalanche (AVAX)?
Ethereum Staking Rewards Calculator
How much can you earn by staking your Ethereum (ETH)?
Coinbase USD Coin (USDC) Interest Calculator
Calculate how much interest you can earn on your USDC deposits at Coinbase
Cardano (ADA) Staking Rewards Calculator
How much can you earn by staking your Cardano (ADA)?
Solana (SOL) Staking Rewards Calculator
How much can you earn by staking your Solana (SOL)?
Flow (FLOW) Staking Rewards Calculator
How much can you earn by staking your Flow (FLOW)?
Kava (KAVA) Staking Rewards Calculator
How much can you earn by staking your Kava (KAVA)?
Articles
- Book Notes (1)
- Career (2)
- Coast FIRE (3)
- College (1)
- Graphics (1)
- Investing (9)
- Lifestyle (10)
- Newsletter (25)
- Reviews (1)
- Saving (6)
- Tools (1)
- Year in review (3)
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Monthly Newsletter: June 2023
The price of time, 15 years to FIRE, Airbnb collapse, and more
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Monthly Newsletter: May 2023
Is the 4% SWR too conservative?, life after FI, using Coast FI to design your ideal lifestyle, and more
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Monthly Newsletter: April 2023
Lifestyle creep, the price of time, playing long term games, and more
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Monthly Newsletter: March 2023
Importance of purpose in retirement, money lessons, anatomy of a bank takeover, and more
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Monthly Newsletter: February 2023
Buy It for Life, Impact of rising interest rates, ESPP simulator, and more
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Monthly Newsletter: January 2023
Sea change in investing, making big money mistakes early, auto market in 2023 and more
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Monthly Newsletter: December 2022
2022 Year in review, Free Personal Budget Template, and Rental Property Calculator
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2022 year in review
My reflection on 2022 including the good, the bad, and my goals for 2023
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Free 2023 Monthly Personal Budget Template for Google Sheets Download
Get a free copy of my ultimate monthly personal budget template for Google Sheets – the only tool you need to manage your monthly budget.
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Monthly Newsletter: November 2022
FIRE-ing in San Diego, I-Bonds for emergency fund, the current housing cycle landscape, and more!
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How to use I-Bonds for your emergency fund with the I-Bond ladder strategy
Here’s how to implement an I-Bond ladder strategy for your emergency fund which allows you to keep your emergency fund accessible while also earning the high interest I-Bonds provide
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Monthly Newsletter: October 2022
Free Wealth Planning Toolkit for limited time, getting long term bullish, The Crypto Story, and some doodles on wealth
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Monthly Newsletter: September 2022
Hiring freezes, navigating the downturn, the iPhone index, and more
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Monthly Newsletter: August 2022
Lessons learned rising suddenly to the middle class, the salary you need to buy a home in US cities, how to get more time, and more
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Monthly Newsletter: July 2022
In defense of dollar cost averaging, the auto loan bubble, US housing affordability, and more
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Monthly Newsletter: June 2022
Wealth vs getting wealthier, where should you park your money right now, what is quantitative easing, and more
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Monthly Newsletter: May 2022
Terra LUNA crypto implosion, declining personal savings rate, making money doing almost anything, and more
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Monthly Newsletter: April 2022
Keeping up with inflation, average net worth of millennials by age, the mortgage payment grid, and more
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Monthly Newsletter: March 2022
Just say no to Central Bank Digital Currencies, the superpower of having low expectations, What does the BIS, IMF, & World Bank even do, and more
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Monthly Newsletter – February 2022
Two opposing perspectives on the US housing market, should you max out your 401k, travel is no cure for the mind, and more
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Should you max out your 401k? Here’s why I’m not maxing out my 401k
How I ran the numbers to determine that I shouldn’t max out my 401k going forward
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How to make your early retirement plan inflation-proof
Tips on positioning both your investments and your expenses like housing, healthcare, and education to maintain your standard of living in a future with high inflation
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Monthly Newsletter – January 2022
Should you max out your 401k earlier in the year, the high cost of an easy job, the psychology of speculative assets, and more
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The Psychology of Money by Morgan Housel – book review, summary, and quotes
My review of the The Psychology of Money by Morgan Housel including summary, notes, and my favorite quotes.
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Monthly Newsletter – December 2021
The many worlds of enough, the no shampoo method, how airlines quietly became banks, my 2021 year in review, and more.
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2021 Year in review
My reflection on 2021 including the good, the bad, and my goals for 2022
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Monthly Newsletter – November 2021
An economic history of how this all happened, does QE cause wealth inequality?, the salary you need to buy a house in the 50 largest US metros, and more
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Monthly Newsletter: October 2021
The Ladders of Wealth Creation, What if People Don’t Want a Career?, Price Changes Since 1998 Prove the Economy is Rigged, and more
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Monthly Newsletter – September 2021
WTF Happened in 1971, The housing theory of everything, Ditching your commute: worth ~$40K/year in happiness, and more
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Being frugal vs cheap – what’s the difference?
Both approaches are focused on saving money, but the similarities end there.
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Monthly Newsletter – August 2021
Choosing what to do with your life, the most effective wealth-building strategy for young investors, the Cantillon Effect, and Shrinkflation
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The Safe Withdrawal Rate (SWR) Passive Income Grid
Visualize the incredible value of passive income and how various Safe Withdrawal Rates impact your required investments to reach FIRE
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Monthly Newsletter – July 2021
The Great Online Game, The Highest Forms of Wealth, How Does a Raise Early in Your Career Affect Your Finances, and more
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10 Best Jobs for Coasting to FIRE
Flexible hours, low stress, fun, and travel friendly. I picked out 10 of the best jobs that allow you to make the most of your life after reaching your Coast FIRE milestone.
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Monthly Newsletter – June 2021
The Almanack of Naval Ravikant, Getting the goalposts to stop moving, $5 billion Roth IRA, setting up your children for financial success, and more.
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How I spend $30k per year in the SF bay area with a 65%+ savings rate
A breakdown of my current income and expenses while enjoying life in a VHCOL location
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What is Barista FIRE? The complete guide to unlocking early financial freedom
How Barista FIRE uses the power of side income after retirement to help you escape the rat race much sooner
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How I graduated college with no student loans and over $40k of savings (in 10 steps)
10 steps I took to lay the foundation for a lifetime of financial freedom
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2020 year in review
My reflection on 2020 including the good, the bad, my learnings from the past year, and my goals for 2021
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How I bought a new M1 MacBook Air for under $700 (before tax)
Here’s how I stacked discounts to buy Apple’s M1 Macbook Air for under $700.
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Mint Mobile Review: my 4 years on America’s best value prepaid plan
How I’ve saved nearly $2,000 since switching to Mint in 2016
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How NOT having the newest iPhone would have earned you $9,000+ over the last 10 years
What would happen if you only upgraded your iPhone every three years and instead bought Apple stock in the years between?
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5 Financial mistakes I’ve made and what you can learn from them
Here are 5 finance-related mistakes I’ve made on my journey and the takeaways you can learn from each of them
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Do Things That Positively Compound
Compounding growth as a heuristic for focusing your time and energy
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The Coast FIRE Grid: how much do you need to save up to coast to retirement?
Determine at-a-glance your Coast FIRE number based on your age and expected spending
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What is Coast FIRE: The Complete Guide to Coasting to Financial Independence
Leverage the power of compound growth to unlock freedom early in life, before hitting your normal FI number
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My Story
My journey to financial independence
About Me 🙋♂️
Hey there, welcome to WalletBurst!
I’m Andrew, a 28 year old guy living in the SF bay area. I write about gaining lifestyle freedom through smart personal finance. Here I share tools and insights to help you accelerate your path to financial independence.