Take your wealth planning to the next level with my Wealth Planning Toolkit for Google Sheets - just $20.

Plan for recurring monthly income over different time periods as well as windfalls and one-time purchases in the future.

Includes 10 year Net Worth Tracker with Dashboard, Asset Rebalancing Calculator, and advanced FIRE and Coast FIRE Calculators.

How to use I-Bonds for your emergency fund with the I-Bond ladder strategy

Here's how to implement an I-Bond ladder strategy for your emergency fund which allows you to keep your emergency fund accessible while also earning the high interest I-Bonds provide

Monthly Newsletter: October 2022

Free Wealth Planning Toolkit for limited time, getting long term bullish, The Crypto Story, and some doodles on wealth

Monthly Newsletter: September 2022

Hiring freezes, navigating the downturn, the iPhone index, and more

Monthly Newsletter: August 2022

Lessons learned rising suddenly to the middle class, the salary you need to buy a home in US cities, how to get more time, and more

Monthly Newsletter: July 2022

In defense of dollar cost averaging, the auto loan bubble, US housing affordability, and more

Monthly Newsletter: June 2022

Wealth vs getting wealthier, where should you park your money right now, what is quantitative easing, and more

Monthly Newsletter: May 2022

Terra LUNA crypto implosion, declining personal savings rate, making money doing almost anything, and more

Monthly Newsletter: April 2022

Keeping up with inflation, average net worth of millennials by age, the mortgage payment grid, and more

Monthly Newsletter: March 2022

Just say no to Central Bank Digital Currencies, the superpower of having low expectations, What does the BIS, IMF, & World Bank even do, and more

Monthly Newsletter - February 2022

Two opposing perspectives on the US housing market, should you max out your 401k, travel is no cure for the mind, and more

Should you max out your 401k? Here’s why I'm not maxing out my 401k

How I ran the numbers to determine that I shouldn't max out my 401k going forward

How to make your early retirement plan inflation-proof

Tips on positioning both your investments and your expenses like housing, healthcare, and education to maintain your standard of living in a future with high inflation

Monthly Newsletter - January 2022

Should you max out your 401k earlier in the year, the high cost of an easy job, the psychology of speculative assets, and more

The Psychology of Money by Morgan Housel - book review, summary, and quotes

My review of the The Psychology of Money by Morgan Housel including summary, notes, and my favorite quotes.

2021 year in review

My reflection on 2021 including the good, the bad, and my goals for 2022

Monthly Newsletter - December 2021

The many worlds of enough, the no shampoo method, how airlines quietly became banks, my 2021 year in review, and more

Monthly Newsletter - November 2021

An economic history of how this all happened, does QE cause wealth inequality?, the salary you need to buy a house in the 50 largest US metros, and more

Monthly Newsletter - October 2021

The Ladders of Wealth Creation, What if People Don't Want a Career?, Price Changes Since 1998 Prove the Economy is Rigged, and more

Monthly Newsletter - September 2021

WTF Happened in 1971, The housing theory of everything, Ditching your commute: worth ~$40K/year in happiness, and more

Being frugal vs cheap - what's the difference?

Both approaches are focused on saving money, but the similarities end there.

Monthly Newsletter - August 2021

Choosing what to do with your life, the most effective wealth-building strategy for young investors, the Cantillon Effect, and Shrinkflation

The Safe Withdrawal Rate (SWR) Passive Income Grid

Visualize the incredible value of passive income and how various Safe Withdrawal Rates impact your required investments to reach FIRE

Monthly Newsletter - July 2021

The Great Online Game, The Highest Forms of Wealth, How Does a Raise Early in Your Career Affect Your Finances, and more

10 Best Jobs for Coasting to FIRE

Flexible hours, low stress, fun, and travel friendly. I picked out 10 of the best jobs that allow you to make the most of your life after reaching your Coast FIRE milestone.

Monthly Newsletter - June 2021

The Almanack of Naval Ravikant, Getting the Goalposts to Stop Moving, $5 billion Roth IRA, setting up your children for financial success, and more

How I spend $30k per year in the SF bay area with a 65%+ savings rate

A breakdown of my current income and expenses while enjoying life in a VHCOL location

What is Barista FIRE? The complete guide to unlocking early financial freedom

How Barista FIRE uses the power of side income after retirement to help you exit the rat race much sooner

How I graduated college with no student loans and over $40k of savings (in 10 steps)

10 steps I took to lay the foundation for a lifetime of financial freedom

2020 year in review

My reflection on 2020 including the good, the bad, my learnings from the past year, and my goals for 2021

How I bought a new M1 MacBook Air for under $700 (before tax)

Here's how I stacked discounts to buy Apple's M1 MacBook Air for under $700

Mint Mobile Review: my 4 years on America's best value prepaid plan

How I've saved nearly $2,000 since switching to Mint in 2016

How NOT having the newest iPhone would have earned you $9,000+ over the last 10 years

What would happen if you only upgraded your iPhone every three years and bought Apple stock in the years between?

5 Financial mistakes I've made and what you can learn from them

Here are 5 finance-related mistakes I've made on my journey and the takeaways you can learn from each of them

Do Things That Positively Compound

Compounding growth as a heuristic for focusing your time and energy

The Coast FIRE Grid: how much do you need to save up to coast to retirement?

Determine at-a-glance your Coast FIRE number based on your age and expected spending

What is Coast FIRE: The Complete Guide to Coasting to Financial Independence

Leverage the power of compound growth to unlock freedom early in life, before hitting your normal FI number.

My Story

My journey on the path to financial independence

About Me πŸ™‹β€β™‚οΈ

Hey there, welcome to WalletBurst!

I'm Andrew, a 27 year old guy living in the SF bay area. I write about gaining lifestyle freedom through smart personal finance. Here I share the tools and insights that I am using on my journey to reach financial independence by age 30.

You can read My Story here or learn more on the About page.

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