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Golden gate bridge

How I lived on $39,000 per year in 2023 as a 28 year old engineer in the SF bay area

July 23, 2025January 31, 2024 by Andrew

A breakdown of my income and expenses over 2023 while living in Mountain View, CA

Free personal budget template for Google Sheets

Free 2023 Monthly Personal Budget Template for Google Sheets Download

July 23, 2025December 18, 2022 by Andrew

Get a free copy of my ultimate monthly personal budget template for Google Sheets – the only tool you need to manage your monthly budget.

Ladder in canyon

How to use I-Bonds for your emergency fund with the I-Bond ladder strategy

July 23, 2025November 22, 2022 by Andrew

Here’s how to implement an I-Bond ladder strategy for your emergency fund which allows you to keep your emergency fund accessible while also earning the high interest I-Bonds provide

Golden gate bridge

How I spend $30k per year in the SF bay area with a 65%+ savings rate

July 23, 2025May 20, 2021 by Andrew

A breakdown of my current income and expenses while enjoying life in a VHCOL location

College graduation

How I graduated college with no student loans and over $40k of savings (in 10 steps)

July 23, 2025January 2, 2021 by Andrew

10 steps I took to lay the foundation for a lifetime of financial freedom

M1 Macbook Air

How I bought a new M1 MacBook Air for under $700 (before tax)

July 23, 2025December 20, 2020 by Andrew

Here’s how I stacked discounts to buy Apple’s M1 Macbook Air for under $700.

Mint Mobile logo

Mint Mobile Review: my 4 years on America’s best value prepaid plan

July 23, 2025November 15, 2020 by Andrew

How I’ve saved nearly $2,000 since switching to Mint in 2016

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